Thursday, November 12, 2009

Safety Shopping Guidelines

Shopping online is quite convenient, with just a click of the mouse shoppers can order and have their orders delivered at their homes. You can skip window shopping at the mall and stay at the comfort of your home. However, shopping on the cyberspace is not exempted of scams just like shopping in the real world, problems like scam may occur. Wise shoppers exercise caution when shopping online. Be alert and use common sense to get rid of computer glitch otherwise user will be cheated by clever scammers. Help keep your shopping experience a safe one, scroll down and read the quick facts about safety shopping guidelines and practice a safe online shopping.

Protect yourself
  • Do not open unsolicited mails. Report suspicious websites or if you’re a victim of online scams report to Better Business Bureau.
  • Know who you’re dealing with. Check complaint records at your local consumer protection agency. Get the physical address and phone number to contact the merchant offline.
  • You should try to find out if  the data is encrypted. In such case if a hacker is able to break in, it cannot obtain your credit data and other personal information. Avoid providing sensitive information via email.
  • Read all terms and conditions to know how it safeguards your personal data on its computer, print and file the protection in case you need proof later.
  • Use credit cards it’s the safest way to pay as user's transaction will be protected by the Fair Credit Billing Act.
  • Know what you are exactly buying. Look for product description, total price which includes shipping rates. Check for refund and return policies, delivery dates, and warranty information.
  • Read more articles about  safety shopping guidelines

Look for clues and warning signs
  • The online shopping website provides adequate privacy information
  • Suspicious propaganda like products advertised at a very low price. Ask yourself if the claims made about the product are reasonable or too good to be true.
  • The other merchant insists on immediate payment, or payment by electronic funds transfer or a wire service. If so leave the website and cancel your transaction.

Sunday, November 8, 2009

Frugal Shopping Tips


Make up your list
Planning and making list before shopping will save you valuable time. Organizing your shopping/grocery list will aid you buy economically thus helping you pick the necessary needs while scratching out the unnecessary ones. Find time for quick inventory, look for the things that you need and complete your list.

Important: Stick on your shopping list to avoid impulsive buying.

Get ready
Eat before shopping! Don’t shop with an empty stomach; starving affects your mood and your mood affects your choices and it will only mean another expense. Fast-food and restaurant meals are often expensive.

Fabulous freebies
Look for SALE and free items. Product tagged as SALE does not always mean "it is the best value" you should know the regular price.

Discount coupons and samples are mom’s favorite. Online coupon codes are said to be better than traditional retail merchant.

Bargains are good but sometimes they are too good to resist that you even break your budget plan. Don't be overwhelmed, buy only those things that you need that is why you have a list and stick on it. " A bargain ain't a bargain unless it's something you need" as Sidney Carroll said.

Shop online

Online shopping is known as convenient shopping. As it allows you to navigate 24hrs a day, 7 days a week. Take advantage of maximizing your leisure time by buying in front of your computer screens. Experience a stress free shopping at your fingertips!

 Stay updated for more  Frugal Shopping Tips! =)


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